Homeowner Insurance

Whether you have a house, condo or apartment, the place where you live, along with the things and people in it, is probably your most valuable asset. When your home or the possessions in it are damaged or stolen, a well-written home insurance policy can save you time, money and hassle. With home insurance from Schilling and Reid, you get the knowledge of experienced, local agents who have your best interest at heart.

Tangipahoa Parish Home Insurance

The best home insurance policies cover damages and losses common in your neighborhood without charging you for coverage of rare or unlikely events. The local agents at Schilling and Reid custom design home insurance policies with your neighborhood and your personal situation in mind. For renters, we have policies that will protect your belongings in the event of a fire or other covered disaster. For homeowners, we have policies that protect belongings as well as the house or condo you own.

The Right Coverage

One of the most important aspects of purchasing any insurance is choosing the right coverage. Residents of Tangipahoa Parish often choose to add flood insurance to their home insurance policies due to a history of flooding in the area. Other commonly insured losses include those due to

• Fire and smoke
• Storm damage
• Falling objects
• Theft
• Vandalism

Your insurance agent will discuss with you the risks and benefits related to home insurance in order to help you choose the best custom policy. Then you can rest easy knowing that your home, family and belongings are properly protected.

Types of Coverage

Home insurance doesn’t just protect a dwelling place. It provides protection for the loss of items you keep in your home up to the limits of your policy. It also covers certain medical expenses. Coverage commonly provide by a home insurance policy includes

• Property coverage for the repair or rebuilding of a home
• Personal liability coverage in case you are to blame for the injury of another individual
• Medical coverage in case a guest is injured on your property
• Living expenses in the event that you are unable to live in your home due to a covered loss
• Personal property protection in case the property inside your home is lost, stolen or damaged as a result of a covered loss
• Scheduled personal property coverage to insure art, heirlooms, collectibles and other valuables that may require additional coverage
• Umbrella protection to extend limits in order to fully cover a loss

Reliable Local Experts

The agents at Schilling and Reid want to help you get the coverage you need. Don’t try to navigate the confusing world of home insurance alone. Our staff will happily evaluate your needs and explain recommendations for home insurance coverage. To learn more, contact us today.